Unit 3

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I am flat broke
começar a aprender
estoy arruinado
having no money
Bail sb out
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rescatar a alguien
rescue/ help sb financially
Sorry, Sister, but this time I cannot bail you out
Live hand to mouth
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Vivir al día
have just enough money to live on and nothing extra, have barely (apenas) enough money to live on
I am pretty much living hand to mouth until the end of the month/ Estoy viviendo prácticamente al día hasta fin de mes.
dip into [something]-put aside
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recurrir a [algo]-dejar de lado
put aside: save up
I dipped into the money I put aside for the fee, just to get by.
pay your own way
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be responsible for your own financial obligations
To be responsible for one's own financial obligations.
sooner or later you are going to have to pay your own way- she's paid her own way her entire life, getting a job from as young as 15 to start saving up for college.
sponge off [sb/sth]
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vivir de, vivir a costas de
borrowed money from other people, explointing their generosity
You have sponged off me and Mum and Dad long enough. My brother's been sponging money off my parents ever since he dropped out of college- My roommate's nice, but she's always sponging food off of me, and I don't have the heart to tell her to stop.
Don't be taken in by
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No te dejes engañar por
If you are taken in by someone or something, you are deceived (dɪˈsiv. engañar) by them, so that you get a false impression of them.
Don't be taken in by short-term benefits
Waste no time in spending your wages/money
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No pierda tiempo en gastar su salario/dinero
Spend quickly
I am sure Kevin will waste no time in spending the money he inherited /ɪnˈhɛrɪtɪd/ from Mardyonis.
waste/spend money on unnecessary things
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desperdiciar/gastar dinero en cosas innecesarias
pay off your debts
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pagar tus deudas
make a fortune on a deal
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hacer una fortuna en un trato
make a lot of money
pay in instalments
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pagar en cuotas
It is important for students to start pay off their student loan as soon as they get a job.
lose business due to the recession
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perder negocios debido a la recesión
Due to/ owing to/ on account of
My Miguel uncle used to be a multi-millionaire but he lost business by investing too much in a company that later went to bankrupt.
make a donation to charity
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hacer una donación a la caridad
Jeff Bezos, CEO of Amazon, made a donation to the homeless
pay someone back what you borrowed
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devolverle a alguien lo que pediste prestado
pay top dollar for rare items
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paga mucho dinero por artículos raros
The antique /anˈtiːk/ shop in our town paid top dollar for rare editions of super hero comics from the 1950s and 60s.
make a living by selling cars
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ganarse la vida vendiendo coches
rags to riches
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pobreza a la riqueza
Me fascinan las historias de pobres a ricos.
I am fascinated by rags to riches stories
born with a silver spoon in their mouth
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Nacieron con una cuchara de plata en la boca.
Daniela was born with a silver spoon in her mouth; there's always someone to pay her bills if her inheritance /ɪnˈhɛrɪt(ə)ns/ (legacy) isn't enough.
struggle to make ends meet
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lucha para llegar a fin de mes
Mi padre creció en una zona de bajos ingresos y durante muchos de sus primeros años su familia vivió al día, luchando por llegar a fin de mes, y sin embargo ahora es un abogado multimillonario.
My daddy raised in alow income area and for many of his early years his family lived hand to mouth, struggling to make ends meet, and yet now he is a multimillionaire lawyer.
in the red/ in the black
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in debt, owing money (endeudado, que debe dinero) / a lot of money in the account.
Our bank balance is always in the red/ black.
live beyond its means/ break the bank
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spend more than you can afford - To be very expensive
you are spending more money than you are earning
He comes from a family that has always lived beyond its means. / I don't have enough money to go on a vacation right now; I'm afraid it would break the bank.
splash out on/ lash out on/ fork out on ST
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spend a huge amount of money on ST expensive
To spend a large amount of money in a very liberal or extravagant manner (in order to own or do something).
Do you enjoy retail therapy (shopping as a medical treatment/ retail therapist)- splashing out on things when you need to be cheered up (to be happy)?
cost the earth.
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be really expensive
¡Tu nuevo coche parece muy elegante! ¡Creo que ha costado un dineral!"
Your new car looks pretty slick! I think that it cost the earth!"
tighten (one's) belt
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reduce cost an live more economically or make financial sacrifices.
A: "I don't know what we'll do now that you lost your job." B: "Don't worry, we just need to tighten our belts for a while.
squander
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malgastar, despilfarrar waste in things are not necessary
wastein things are not necessary
Even though you have a good salary, you still shouldn't squander your money. (Aunque tengas un buen sueldo, no deberías despilfarrar tu dinero.)
burn a hole in the pocket/ be in the lap of luxury
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you are very eager to spend it / live in conditions of great comfort and wealth.
If money is burning a hole in your pocket, you are very eager to spend it (eager to do [sth] ansioso, deseoso)as soon as possible, especially on something you do not really need but would like to have./
My sister has a huge wad of cash burning a hole in her pocket/ We don't live in the lap of luxury, but we're comfortable.
take care of your penny and the dollar will take care of itself
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cuida tu centavo y el dólar se cuidará solo
si alguien se preocupa de no malgastar pequeñas cantidades de dinero, acumulará capital
if someone takes care not to waste small amounts of money, they will accumulate capital
phobia
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irrational fear
Ilsa developed a phobia of flying after seeing a plane crash on television.
technophobic
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scared of using techology
a branch
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one of the offices
it comes down to sth
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it depends on sth
weigh up pros and cons
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sopesar los pros y los contras
rocketed
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expanded/spread quickly
the popularity of the app has rocketed and it id now being used across the globe.
cryptocurrency
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criptomoneda
QR code
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Código QR Bar code
ATM
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automatic teller machine
I have to find an ATM.
Money doesn’t grow on trees /triːz/.
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El dinero no crece en los árboles /triːz/.
time is money
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el tiempo es dinero
A day late and a dollar short
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Un día tarde y un dólar menos
A day late and a dollar short is another way to say too little too late. When a person is a day late and a dollar short, he has not only missed an opportunity due to tardiness, but also because he has not put forth enough effort.
Money is the root of all evil.
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El dinero es la raíz del mal.
There is no point/ sense/use (in) doing sth
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No tiene sentido/sentido/uso (en) hacer algo
There is no point (in) carrying samovars to Samarkand
Get up to all sorts of things
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Levántate a todo tipo de cosas
Los niños pequeños hacen de todo
Small children get up to all sorts of tricks
be friends with
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ser amigos con
collocation prase
the dog is wagging its tail because it wants to be/ make friends with you
moving in with
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mudarse con
my mother in law has invited us to share her house
we are moving in with my mother in law
find it + adj (+ to do)
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encontrarlo + adj (+ por hacer)
he lack of of interest
I found it surprising that he showed so litlle interest
Mischief
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Travesura
syn: nauthy, adj mischievous (travieso)
small children are full of mischief
was/wasn’t until
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fue/no fue hasta
It wasn’t until I locked the door that I realised i had forgotten the keys
shiprecks
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naufragios
this book originated as a series of lectures shipwreks
garden ngomes
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enanos de jardin
collecting Garden ngomes might seem And unusual activity but Many People Do it

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