ILSPT (08) - Basic English Vocabulary for Banking and Finance

 0    69 fiche    mniemczyk2001
baixar mp3 Imprimir jogar verifique-se
 
questão English resposta English
bank statement
começar a aprender
a record of the money put into and removed from a bank account (wyciąg z konta)
low/high-interest overdraft
começar a aprender
if you have an overdraft, you have taken more money out of your bank account than you had in it (nisko-/wysokooprocentowany kredyt/debet)
interest
começar a aprender
the extra money that you must pay to a bank, company, etc which has lent you money (oprocentowanie/odsetki)
in credit account
começar a aprender
account with no charges (ponad kreską/na plusie)
overdrawn (account)
começar a aprender
if you are overdrawn, you have taken more money out of your bank account than you had in it (zadłużony)
to clear (cheques)
começar a aprender
if a cheque (= printed paper used to pay for things) clears, the money goes from one person's bank account to another person's bank account (zaksięgowane)
counterfoil
começar a aprender
a section able to be detached or removed from a cheque/check etc and kept by the giver as a receipt (folia przeciwbieżna)
banker's draft
começar a aprender
a written order for money to be paid by a bank, especially to another bank (weksel bankierski)
overdraft facility
começar a aprender
a feature of a bank account that allows a customer to temporarily owe money to the bank kredyt w rachunku bieżącym)
overdraft limit
começar a aprender
the largest amount of money that a bank allows you to borrow from them (dopuszczalny limit debetu)
banker's reference
começar a aprender
a statement from a customer which proves that he/she is likely to be able to pay back a loan, etc. (referencja bankowa)
creditworthy
começar a aprender
has enough money or property for banks and other organizations to be willing to lend them money (posiadający zdolność kredytową)
standing orders
começar a aprender
regular automatic payments of the same amount (zlecenia stałe)
direct debits
começar a aprender
regular automatic payments of varying amounts (polecenia zapłaty)
withdrawal
começar a aprender
when you take money out of a bank account (wypłata)
title deeds
começar a aprender
a document which proves who owns a property (tytuł/akt własności)
mortgage
começar a aprender
an agreement that allows you to borrow money from a bank or similar organization, especially in order to buy a house, or the amount of money itself (hipoteka)
repossession order
começar a aprender
a legal document that allows a bank or other company to repossess someone's house, car, etc. (nakaz przejęcia)
evicted
começar a aprender
someone forced to leave somewhere (eksmitowany)
last resort
começar a aprender
the only choice that remains after all others have been tried (w ostateczności)
mortgage holder
começar a aprender
mortgage borrower (posiadacz kredytu)
mortgaged up to the hilt
começar a aprender
when somebody's mortgage is the most they can possible afford (zadłużony po uszy)
negative equity
começar a aprender
a situation in which the value of a house has become less than the amount of money its owner borrowed in order to buy it (ujemny kapitał)
recipient
começar a aprender
a person or organization that receives something, such as money, a prize, etc. (świadczeniobiorca)
trustee
começar a aprender
a person, often one of a group, who controls property and/or money for another person or an organization (powiernik)
pension fund
começar a aprender
money that employees of a company pay regularly to be invested to provide them with a pension when they are older (fundusz emerytalny)
lump sum
começar a aprender
an amount of money that is paid in one large amount on one occasion (kwota ryczałtowa)
annuity
começar a aprender
you pay a lump sum, and receive regular payments for the rest of your life (renta)
life insurance
começar a aprender
your beneficiaries receive money if you die young (ubezpieczenie na życie)
life assurance
começar a aprender
your beneficiaries receive money when you die (ubezpieczenie na życie)
endowment assurance
começar a aprender
you receive a lump sum on a certain date (or earlier if you die) (zabezpieczenie kapitałowe)
endowment mortgage
começar a aprender
you borrow money to buy a house. Many years later, your endowment repays the loan (kredyt hipoteczny na dożycie)
private health insurance
começar a aprender
your private hospital bills are paid (prywatne ubezpieczenie zdrowotne)
sickness insurance
começar a aprender
if you're to ill to work, you receive payments (ubezpieczenie chorobowe)
equity release scheme
começar a aprender
you borrow money. When you die, your house is sold to repay the loan (program uwalniania kapitału)
insurance adjuster
começar a aprender
a person whose job is to check facts and information relating to an insurance claim and to decide how much money the insurance company should pay (rzeczoznawca ds. ubezpieczeń)
underwriter
começar a aprender
a person or company that sells insurance policies (ubezpieczyciel)
cover note
começar a aprender
a document that proves you have insurance while the policy is being processed (dowód ubezpieczenia)
insurer
começar a aprender
a person or company that insures someone or something (ubezpieczyciel)
insured / policyholder
começar a aprender
a person who has taken out insurance cover (ubezpieczony)
bill of lading
começar a aprender
a detailed list of ship's cargo (list przewozowy)
import duty / tarrifs
começar a aprender
extra money paid when goods are imported (cło przewozowe/importowe; taryfy celne)
to defer (a payment)
começar a aprender
to agree on paying the payment later on (odroczyć)
letter of credit
começar a aprender
a letter from a bank allowing the person who has it to take a particular amount of money from a bank in another country (akredytywa)
to wire (money)
começar a aprender
to send money to a bank account (przelać)
remittance
começar a aprender
bank transfer (przekaz pieniężny)
tax heaven
começar a aprender
a country with very low taxes (raj podatkowy)
tax-payer
começar a aprender
someone who pay taxes (podatnik)
domiciled
começar a aprender
being legally resident (= living) in a place (zamieszkały)
beneficiary
começar a aprender
a person who receives an international payment (beneficjent)
income tax
começar a aprender
tax on earnings, profits from the investments and any other sources of personal income (podatek dochodowy)
capital gains tax
começar a aprender
tax on profits made by selling assets such as businesses, rented houses and shares (podatek od zysków kapitałowych)
Value Added Tax (VAT)
começar a aprender
Tax on goods and services. In Poland it is charged at 23%
stamp duty
começar a aprender
a tax on specific transactions. For example, in the UK, it is payable by the buyer of a house (opłata skarbowa)
wealth tax
começar a aprender
tax on assets (such as houses) payable in some countries, but not in the UK
inheritance tax
começar a aprender
tax on assets of a person who has died. Used to be called "death duties" (podatek od spadku)
corporation tax
começar a aprender
in the UK, this is the name for the tax paid by companies (podatek dochodowy od osób prawnych)
tax relief
começar a aprender
liability for capital gains is reduced by 7.5 % for each year of ownership of the asset (ulga podatkowa)
tax break
começar a aprender
from April 6th next year, theatres will not have to pay tax on profits below 20.000 pounds (ulga podatkowa)
tax exile
começar a aprender
Ms Brown is British, but save tax she lives in Monaco (emigrant podatkowy)
direct taxation
começar a aprender
income tax (opodatkowanie bezpośrednie)
indirect taxation
começar a aprender
VAT (podatek pośredni)
tax avoidance
começar a aprender
Ms Smith pays an accountant to find lega ways to reduce her tax liability (unikanie opodatkowania)
tax evasion
começar a aprender
Mr Jones made a profit of 100.000 pounds from selling a business, but didn't declare it to the Inland Revenue (uchylanie się od podatku)
tax free
começar a aprender
no tax is payable on winnings from the National Lottery (zwolnienie z podatku)
tax loophole
começar a aprender
a legal provision that allows individuals or companies to reduce their tax liability in unintended ways (luka podatkowa)
tax brackets
começar a aprender
a range of similar incomes used to calculate the rate of income tax that people must pay (progi podatkowe)
tax incentive
começar a aprender
a reduction in taxes that encourages companies or people to do something that will help the country's economy (zachęta podatkowa)
tax rebate
começar a aprender
tax refund (zwrot podatku)

Você deve entrar para postar um comentário.